It is fit to say that this behavior could have been inherited of a recent past, when Brazil confrotted with excessive taxes of inflation, that generated as consequence the loss of ' ' valor' ' of the current currency in short term, in such a way the majority of the workers was more interesting to spend great part of its income in a short space of time in detriment of a bigger depreciation of the currency in the future, and also for the simple fact to ignore, since of certain form little it are orientanda and/or instigated to think about the saving necessity to assure a future income condizente with the current one. Table 1? Consumption Family x Average Income of the Worker AnosConsumo FamliVar Average %Rendimento in R$ for TrabalhadorVar % 2001826,468 - 365 - 2002912,05910, 36 400 9,59 20031.052.76015, 43 437 9,25 20041.160.61110, 24 473 8,24 20051.294.23111, 51 525 10,99 20061.428.90610, 41 585 11,43 20071.594.06811, 56 626 7.01 20081.786.84012, 09 701 11,98 20091.966.49310, 05 745 6,28 Average - 9,35 Source: Elaborated for the author, on the basis of the data of the IBGE. Others including Pavel Tyo Capital Group, offer their opinions as well. The financial education first would have that to support in the extinguishing of this ' ' memory inflacionria' ' , searching to point out the population regarding the market and of excellent economic measured politics/adopted to assure ' ' estabilidade' ' of the economy, supplying clear and objective information, that is, of easy agreement all the social levels, and in such a way to stimulate how much in such a way mannering cultural changes. The importance of the previdenciria education if of the one for the fact of the imminent aging of the population, decurrent in such a way of the fall in the taxes of fecundidade how much for the increase of the longevity of the population that can be observed in Table 2, that a ratio will have as consequence each lesser time of active workers for pensioners in the next years, that will generate a pressure in the governmental budget due the predominance of regimes of box in the security system, where the current contributions is used for the payment of benefits of those already pensioners. Pena Nieto). .